TSAI 2025: In-depth insights into the co-construction of the financial industry ecosystem

TSAI

Fund custody: Building a solid foundation

 

Fund custody is the cornerstone of the stable operation of financial business. TSAI has carried out fine cooperation with cooperative banks in this field, and has cooperated with more than 10 bank partners including the four state-owned banks and several joint-stock commercial banks. With their widely distributed branch resources, highly secure fund clearing system, and risk control framework built in strict accordance with international regulatory standards such as Basel III, they provide solid protection for various fund products and innovative financial derivatives under TS AI.

So far, the cumulative scale of custody funds has exceeded US$50 billion. By real-time monitoring of fund flows and accurate verification of account details, it is ensured that every fund flow is compliant, transparent and safe, and the risk of fund misappropriation is reduced to a level close to zero. This not only protects the rights and interests of investors, but also lays a solid foundation for the expansion of TS AI's financial business.

 

Product agency: Expanding market territory

 

At the product agency level, TSAI has a close alliance with 8 securities companies and the retail business departments of 5 large banks. Based on accurate judgment of market trends and in-depth exploration of customer needs, the two parties jointly screen and distribute a series of financial products that suit investors with different risk preferences.
For customers with low risk preferences, we focus on promoting products such as money funds and large-value time deposits. In the past year, the cumulative distribution scale of such products reached US$8 billion, providing customers with a stable cash management solution.

For the medium-risk group, we select high-quality hybrid funds and structured wealth management products. Relying on the market interpretation and asset allocation suggestions of the professional investment advisory team, the annual distribution volume exceeded US$12 billion, helping customers achieve stable asset appreciation.

For professional investors with high risk preferences, we introduce cutting-edge products such as quantitative hedge funds and high-yield bonds. Although the audience is relatively narrow, with precise positioning, annual sales are also stable at around US$3 billion.

Through a comprehensive product layout, TSAI has greatly expanded its market coverage with its partners and successfully reached more than 5 million potential investors worldwide.

 

Joint R&D: Driving the innovation engine

 

Innovation is the eternal driving force of financial development. TSAI and its financial peers are going all out in the field of joint R&D. In collaboration with 3 leading securities companies, 2 cutting-edge insurance companies and 5 banks with strong technological strength, it has brought together more than 300 top experts from multiple disciplines such as finance, mathematics, and computer science, invested more than 200 million US dollars in annual research and development funds, and focused on a series of cutting-edge topics:

In terms of investment decision optimization, a quantitative investment model based on deep learning has been developed. After backtesting and verification, in a simulated market environment, the average investment return rate has increased by 15% compared with traditional models.

In the field of financial transaction security, the distributed ledger technology of blockchain is used to build an unalterable transaction record system, successfully reducing the risk of transaction fraud by 60%.

For risk management, the dynamic risk assessment model built on big data can track more than 200 macroeconomic indicators and more than 500 listed companies' financial data in real time, and accurately warn of potential risk events 48 hours in advance, providing forward-looking guarantees for the stable operation of financial business.

 

In 2025, TSAI will deepen its collaboration with various types of financial institutions in core areas such as fund custody, product distribution, and joint research and development. This will not only strengthen its own competitiveness in the financial industry, but also promote the prosperity and development of the entire financial ecosystem, continue to create value for global investors, and steadily move towards the future of financial technology.